Founded in 1952, CHF International has worked in over 100 countries and currently operates 88 programs in 36 countries. We have approximately 2,000 employees worldwide, including 100 located in the Silver Spring, MD headquarters office. CHF International’s total operating budget in 2006 is approximately US$120 million. For the last 20 years, CHF International has served as a leading agent in designing and delivering a variety of financial services in developing and transitional countries around the world. Our Office of Development Finance currently oversees 11 microfinance operations in 10 countries across Latin America, the Middle East and Eurasia. At the end of 2006, CHF International managed over US$62 million in loans outstanding. Approximately one-third of the portfolio includes assets that we manage on behalf of local commercial banks. In addition, CHF International shares expertise by providing technical assistance to credit unions, microfinance institutions, cooperatives, non-governmental organizations and commercial banks in the countries where we work.

A Unique Approach

CHF International’s Development Finance programming is demand-driven. A unique strength of our approach is the flexibility of our lending models to meet the varying needs of the people we serve. Rather than follow one mold, we design programs in a broad range of socioeconomic and political settings, including post-disaster and post-conflict. We use a variety of methodologies and partners to provide financial services to those who have little or no access. Our work ranges from housing loans to low-income manufacturing workers in northern Mexico, to partnerships with commercial banks that extend microfinance services across the Middle East. Our microfinance programs help the working poor, who lack access to formal lending institutions, obtain credit to enhance their lives.

Our Track Record of Success

• Since October 2002, CHF International has disbursed over 110,000 loans worth US$230 million.
• Our loan portfolio has grown by 203% over the last three years.
• CHF has leveraged more than US$49 million in private loan capital and fostered partnerships with nine commercial banks.
• We are the largest provider of microfinance services in the Middle East.
• CHF International is a leader in establishing microfinance programs in post-conflict countries.

For the past twenty years, CHF has successfully implemented credit programs for housing, infrastructure and business development in South America, Central America and the Caribbean, Europe and the Caucuses, and the Middle East.

Download the CHF Development Finance Expertise Brochure above.